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Payoff is a team of financial services professionals, research and clinical psychologists, data scientists, neuroscientists, Member Advocates and technology experts working together to better understand and accelerate people’s journey toward financial wellness.

Payoff is a good fit for borrowers who: 

  • Want to consolidate over $5,000 in credit card debt 
  • Want to truly eliminate credit card debt 
  • Have a minimum credit score of 660 
  • Want a personal touch to getting out of debt 
  • The Payoff Loan APR ranges from 8-25% 
  • Loan Amount: $5,000-$35,000 
  • Loan Terms: 24-60 months 
  • Time to Receive Funds: Varies 
  • Loans are NOT offered in: CO, DC, DE, IA, LA, MA, MD, MI, MN, MS, NC, NE, NH, NV, OH, OK, VA, VT, WA WI, WV
Products :
  • The Payoff Loan
  • Student Loans

Advantages :
  • A loan to pay off credit cards. 
  • One Simple Monthly Payment 
  • Increase Your FICO® Score by 40+ Points
  • Pay Off Your Credit Cards Faster
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