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Fairstone is Canada’s leading non-bank provider of responsible lending solutions. With roots in Canada since 1923 and over 200 branches coast to coast, Fairstone provides personal loans and home equity loans designed to suit today’s borrowing needs. Fairstone also partners with a wide network of businesses to deliver flexible consumer financing programs. Fairstone is proud to make a difference in the communities where we live and work, because community matters.

Products :
  • Personal Loans : Quick loans up to $20,000 with affordable payments and rates from 19.99%
  • Mortgage Refinancing : Get a loan up to $400,000 with affordable payments and rates from 12.99% 
  • Debt Relief : Tackle debt head on with a customized debt relief solution
  • Retail Financing : Fairstone partners with many retailers to finance your purchase
Advantages : Applying for a loan quick, simple and secure
  • Instant quote : Getting a loan quote is quick, simple and secure — it takes less than a minute and won’t affect your credit score.
  • Clarity : Fairstone Lending Specialists will work with you one-on-one to set up the loan that suits you. Together you’ll discuss your loan payments, term, rate and loan insurance options.
  • 14-day guarantee : You can change your mind and cancel your unsecured personal loan within 14 days. No charges and no questions asked.
  • No hidden fees You won’t pay a prepayment penalty or any administration fees on unsecured personal loans.
Who qualifies to borrow money from Fairstone?
  • Are a resident of Canada (excluding Nunavut) 
  • Have an established credit history 
  • Have reached the age of majority in your province 
  • Are able to make monthly payments towards your loan 
  • Have been discharged from bankruptcy for 7+ years (if applicable) 
  • Intend to use the loan for personal purposes
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